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If you were injured in a car accident in Oklahoma, state law gives you two years from the date of the crash to file a personal injury lawsuit, under Okla. Stat. tit. 12 § 95. Oklahoma follows a modified comparative negligence rule, so you can recover compensation as long as you were 50 percent or less at fault for the wreck. Medical bills and lost wages are not capped, and for crashes on or after September 1, 2025, pain and suffering damages are generally limited to $500,000 unless an exception applies, such as a permanent and severe injury or a driver who acted with gross negligence. The Law Offices of Jeff Martin represents injured drivers, passengers, and pedestrians in Tulsa and the surrounding communities and reviews new claims at no cost.
If you are in a car accident in Oklahoma, the steps you take at the scene and in the days afterward can protect both your health and your injury claim. Here is what to do.
Get medical help on the way and ask police to come to the scene.
If the vehicles are drivable and it is safe, pull them out of traffic and turn on your hazards.
Oklahoma law requires you to stop and report an accident that causes injury, death, or property damage, and a police report creates an official record of what happened.
Photograph the vehicles, the damage, the road, traffic signs, and any visible injuries, and note the time and location.
Get the other driver's name, phone number, insurance details, license plate, and driver's license number.
A neutral witness can be decisive if fault is disputed.
Some injuries surface days later, and a gap in treatment gives the insurer a reason to question your claim.
Do not admit fault or give the other driver's insurer a recorded statement, since Oklahoma's comparative negligence rule lets them use your words to shift blame onto you.
An early lowball offer rarely reflects the full value of your injuries.
After a car accident in Oklahoma, the compensation you can recover generally falls into two groups: your direct financial losses, like medical bills and lost pay, and the harder-to-measure harm the crash caused, like pain and lasting limitations. Our job is to document the full value of both and handle the insurance company so you can focus on healing instead of fighting a claim.
A car accident claim in Oklahoma can recover:
Economic losses
Non-economic losses
When you hire the Law Offices of Jeff Martin, we take over the legal side of your car accident so you can concentrate on getting better. We start by investigating how the crash happened and gathering the evidence that proves it, including the police report, photos, medical records, and witness statements. From there we calculate the full value of your losses and handle every exchange with the insurance company, pushing for a settlement that covers what you have actually been through. If the insurer will not pay what your claim is worth, we are prepared to file suit and take your case to trial.
Recent car accident results:
Prior results do not guarantee a similar outcome.
We represent people hurt in wrecks throughout Tulsa and Eastern Oklahoma, including Broken Arrow, Owasso, Bixby, Jenks, Sand Springs, Sapulpa, Claremore, Bartlesville, Muskogee, and Tahlequah. Many of the serious crashes we see happen on the region’s busiest corridors, like I-44, I-244, US-75, US-169, the Broken Arrow Expressway, and the Creek and Muskogee turnpikes, where high speeds and heavy truck traffic make injuries more severe. If your crash happened outside Tulsa, you do not need to come to our office to get started. We can review your case by phone and meet you where it makes sense.
Common tactics an adjuster may use include:
Insurance companies may review:
Before you accept a settlement or give a detailed statement, talk to an attorney who can tell you what your claim is actually worth.
The Law Offices of Jeff Martin handles car accident and motor vehicle injury cases throughout Oklahoma, including:
If you were hurt in a car accident, talk to a lawyer before you talk to the other driver’s insurance company. We’ll look at what happened, tell you what your claim is really worth, and handle the insurance company so you don’t have to. Our attorneys have more than 70 years of combined experience helping people across Tulsa and Eastern Oklahoma, and the consultation is free.
For crashes on or after September 1, 2025, Oklahoma generally limits pain and suffering damages to $500,000, with a $1 million limit for certain permanent mental injuries. The cap does not apply if the jury finds a permanent and severe physical injury, or if the other driver acted with gross negligence, reckless disregard, or malice. Medical bills and lost wages are never capped, and claims for a death are not subject to the limit.