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Car Accident Attorneys in Tulsa, Oklahoma

If you were injured in a car accident in Oklahoma, state law gives you two years from the date of the crash to file a personal injury lawsuit, under Okla. Stat. tit. 12 § 95. Oklahoma follows a modified comparative negligence rule, so you can recover compensation as long as you were 50 percent or less at fault for the wreck. Oklahoma does not cap pain and suffering damages, because the state Supreme Court struck down its old $350,000 limit as unconstitutional. The Law Offices of Jeff Martin represents injured drivers, passengers, and pedestrians across Oklahoma and reviews new claims at no cost.

You have rights and deserve to be financially compensated to pay hospital and doctor bills and lost wages, and to compensate you for your pain and suffering.

What to Do After a
Car Accident in Oklahoma

If you are in a car accident in Oklahoma, the steps you take at the scene and in the days afterward can protect both your health and your injury claim. Here is what to do.

1

Check for Injuries
and Call 911

Get medical help on the way and ask police to come to the scene.

2

Move to
Safety

If the vehicles are drivable and it is safe, pull them out of traffic and turn on your hazards.

3

Report the
Crash

Oklahoma law requires you to stop and report an accident that causes injury, death, or property damage, and a police report creates an official record of what happened.

4

Document
Everything

Photograph the vehicles, the damage, the road, traffic signs, and any visible injuries, and note the time and location.

5

Exchange
Information

Get the other driver's name, phone number, insurance details, license plate, and driver's license number.

6

Get Witness
Contact Information

A neutral witness can be decisive if fault is disputed.

7

See a Doctor
Promptly

Some injuries surface days later, and a gap in treatment gives the insurer a reason to question your claim.

8

Watch What
You Say

Do not admit fault or give the other driver's insurer a recorded statement, since Oklahoma's comparative negligence rule lets them use your words to shift blame onto you.

9

Talk to a Car Accident Attorney
Before Accepting Any Settlement.

An early lowball offer rarely reflects the full value of your injuries.

What Law Offices of Jeff Martin Can Do For You

After a car accident in Oklahoma, the compensation you can recover generally falls into two groups: your direct financial losses, like medical bills and lost pay, and the harder-to-measure harm the crash caused, like pain and lasting limitations. Our job is to document the full value of both and handle the insurance company so you can focus on healing instead of fighting a claim.

A car accident claim in Oklahoma can recover:

Economic losses

  • Emergency and ongoing medical care
  • Future medical costs for lasting injuries
  • Lost wages and reduced earning ability
  • Vehicle repair or replacement

Non-economic losses

  • Pain and suffering, which Oklahoma does not cap
  • Loss of enjoyment of life and long-term physical limitations
Woman on phone next to damaged red car after car accident in Tulsa, Oklahoma.

How We Handle Your Car Accident Claim

When you hire the Law Offices of Jeff Martin, we take over the legal side of your car accident so you can concentrate on getting better. We start by investigating how the crash happened and gathering the evidence that proves it, including the police report, photos, medical records, and witness statements. From there we calculate the full value of your losses and handle every exchange with the insurance company, pushing for a settlement that covers what you have actually been through. If the insurer will not pay what your claim is worth, we are prepared to file suit and take your case to trial.

Dealing with Insurance Companies After a Car Wreck

Insurance companies protect their bottom line, not yours. Even an adjuster who sounds helpful is usually working toward one goal, which is closing your claim for as little as possible. In Oklahoma this matters even more, because the state’s modified comparative negligence rule bars you from recovering anything if you are found more than 50 percent at fault. That gives insurers a strong incentive to shift as much blame onto you as they can.

Common tactics an adjuster may use include:

  • Asking for a recorded statement they can use against you later
  • Making a fast, lowball offer before the full extent of your injuries is known
  • Blaming your injuries on a pre-existing condition
  • Shifting fault onto you to trigger the comparative negligence rule
  • Delaying the claim in hopes you settle out of frustration

An experienced Tulsa car accident attorney knows these tactics and counters them. We deal with the adjuster directly so you never have to, and we document the true value of your claim so a quick offer does not cost you what your case is actually worth.

Insurance companies may review:

  • Police reports and recorded statements
  • Driver and witness statements
  • Medical and hospital records
  • Photos of the accident scene
  • Photos of vehicle damage and injuries

Before you accept a settlement or give a detailed statement, talk to an attorney who can tell you what your claim is actually worth.

Types of Motor Vehicle Accident Cases We Handle

The Law Offices of Jeff Martin handles car accident and motor vehicle injury cases throughout Oklahoma, including:

Contact a Tulsa Car Accident Lawyer Today

If you were injured in a car accident, do not wait to get legal guidance. Our dedicated team is here to help you understand your options and pursue the maximum compensation available under Oklahoma law.
With deep experience in personal injury cases and a strong commitment to our clients, The Law Offices of Jeff Martin fight to protect your rights and pursue the best possible outcome for your case.

Call (918) 728-8888 for a Free Consultation

Frequently Asked Questions About Oklahoma Car Accident Claims

What should I do immediately after a car accident in Oklahoma?
Call 911, get medical attention, and document the scene before you leave it. Oklahoma law requires you to stop and report any crash involving injury, death, or property damage, and the police report becomes the official record of what happened. Photograph the vehicles, the road, and any visible injuries, exchange contact and insurance information with the other driver, and get contact details for any witnesses. See a doctor even if you feel fine, because a gap in treatment gives the insurer a reason to question your claim later.
You likely have a claim if another driver’s negligence caused the crash and you were injured as a result. Oklahoma requires both halves, so a wreck by itself is not enough without documented harm, and an injury by itself is not enough without someone else at fault. Negligence in car accident cases usually looks like distracted driving, speeding, drunk driving, following too closely, or failing to yield. Because Oklahoma bars recovery when you are more than 50 percent at fault, how blame gets allocated matters as much as whether you were hurt.
Oklahoma allows recovery for both economic and noneconomic losses. Economic damages cover medical bills, future treatment, lost wages, reduced earning capacity, and vehicle damage. Noneconomic damages cover pain and suffering, loss of enjoyment of life, permanent scarring, and lasting physical limitations. Oklahoma no longer caps noneconomic damages in injury cases, because the Oklahoma Supreme Court invalidated the $350,000 limit in Beason v. I.E. Miller Services in 2019. Punitive damages are available in a narrow set of cases involving reckless or intentional conduct.
Two years from the date of the crash, under Okla. Stat. tit. 12 § 95. Missing that deadline will almost certainly result in dismissal no matter how strong the evidence is. A few exceptions change the math. Claims against a city, county, or state agency fall under the Governmental Tort Claims Act, which requires written notice within one year and suit within 180 days of a claim denial under 51 O.S. §§ 156-157. Deadlines are also tolled for injured minors and can shift under the discovery rule when an injury is not immediately apparent.
You have to notify your own insurer, but you are not required to give the other driver’s insurance company a recorded statement, and doing so early is usually a mistake. Adjusters work for the insurer, and Oklahoma’s comparative negligence rule gives them a direct incentive to shift blame onto you, since recovery disappears entirely above 50 percent. First offers also tend to arrive before the full cost of treatment is known. Have any offer reviewed before you sign, because a settlement release is final.
Fault is assigned by comparing the evidence against each driver’s conduct. Oklahoma uses modified comparative negligence under Okla. Stat. tit. 23 § 13, which bars recovery only when your negligence is of greater degree than the other driver’s. In practice you can recover as long as your share is 50 percent or less, and your award is reduced by whatever percentage you are assigned. Insurers and attorneys build that allocation from the police report, witness statements, scene and damage photographs, traffic or dashcam footage, and medical records.
No. Oklahoma is an at-fault state, sometimes called a tort state. The driver who causes a crash is financially responsible for the injuries and losses that follow, and the injured person files a claim against that driver’s liability insurance rather than their own. In a no-fault state, each driver’s own policy pays first regardless of who caused the collision. Oklahoma does use a no-fault structure for workers’ compensation, but that is a separate system and it does not apply to car accidents.
There is no fixed formula, and any attorney who quotes a number before reviewing your medical records is guessing. Value is built from bills already incurred, projected future treatment, lost income, reduced earning capacity, and pain and suffering. Available insurance coverage often matters more than any other single factor, because a serious injury can exceed a policy limit long before the claim resolves. Oklahoma does not cap noneconomic damages in car accident cases, so pain and suffering is not artificially limited the way it is in some states.
Nothing up front. Car accident cases are handled on a contingency fee, which means the firm is paid a percentage of what it recovers for you and collects no attorney fee if the case does not result in a recovery. The percentage is set in a written fee agreement you sign before the work begins, so you know the terms in advance. Case costs like filing fees, records requests, and expert witnesses are separate from the attorney fee, and your agreement should spell out how those are handled. The initial case review is free.
Oklahoma requires every auto policy to include uninsured motorist coverage unless the buyer rejects it in writing under Okla. Stat. tit. 36 § 3636, so many drivers carry UM protection without realizing it. That coverage steps in when the at-fault driver is uninsured, underinsured, or fled the scene. It matters more in Oklahoma than most people expect, because the state minimum liability requirement is only 25/50/25, and a hospital stay can exhaust a $25,000 policy in a matter of days. Pull your own declarations page and check whether UM appears on it before assuming there is no coverage.
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